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Apple Mortgage Cake Recipe

A warm, soft, and inspiring apple mortgage cake recipe filled with the sweetness of apples and spice. This simple dessert tells a true story of love, hope, and home. Easy to bake and perfect for sharing.
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Prep Time 15 minutes
Cook Time 45 minutes
Resting Time 10 minutes
Total Time 1 hour 9 minutes
Servings: 8
Course: Baking, Dessert, Homemade Cake
Cuisine: American, Comfort Food
Calories: 310
Ingredients Equipment Method Notes

Ingredients
  

  • 2 cups Flour All-purpose flour
  • 1 cup Sugar White or brown
  • 1/2 cup Butter Melted
  • 2 large Eggs Room temperature
  • 1/2 cup Milk Or buttermilk
  • 2 cups Apples Diced, Honeycrisp or Fuji
  • 1 tsp Cinnamon Ground
  • 1/4 tsp Nutmeg Optional but adds warmth
  • 2 tsp Baking powder Fresh for best rise
  • 1/4 cup Walnuts Optional
  • 1/4 cup Raisins Optional
  • Sugar glaze Powdered sugar, milk, vanilla

Equipment

  • 1 Mixing bowl Large, for dry ingredients
  • 1 Whisk For mixing wet ingredients
  • 1 Measuring cups For precise measurements
  • 1 Baking pan 9x9 inch, greased or lined
  • 1 Oven Preheated to 350°F (180°C)
  • 1 Spatula To fold batter and apples
  • 1 Toothpick To test cake doneness

Method
 

  1. Prep the Oven and Pan – Preheat oven to 350°F (180°C). Grease or line a 9x9 inch pan.
  2. Mix Dry Ingredients – Combine flour, sugar, baking powder, cinnamon, and nutmeg in a bowl.
  3. Whisk Wet Ingredients – In another bowl, whisk eggs, melted butter, and milk until smooth.
  4. Combine and Fold – Mix wet ingredients into dry. Fold in diced apples, nuts, and raisins gently.
  5. Bake – Pour into the pan. Bake for 40–45 minutes, or until a toothpick comes out clean.
  6. Cool and Glaze – Let it cool for 10 minutes. Drizzle glaze or frosting as desired.
  7. Serve and Enjoy – Slice warm or chilled. Pair with coffee or ice cream.

Notes

This apple mortgage cake recipe is inspired by the true story from the Apple Mortgage Cake movie. It’s a comforting dessert full of love and meaning — best enjoyed fresh from the oven or shared with family. You can replace apples with pears or dried fruit for a creative twist.